5 most promising neo-banks that will change the finance industry


To date, there are approximately 220 registered neobanks around the world, which operate in two main areas: neobanks for businesses (Biz) and neobanks for adolescents (Teens). Most often, these platforms offer services for a specific audience, without taking into account the needs of other users. Nonetheless, several fundamentally new cross-financial platforms have appeared on the market, which combine the Biz & Teens industries, as well as traditional and non-traditional finance. If you are looking for exactly such neobanks, you should pay attention to the following projects.

Growth bank is a Swiss neobank that combines traditional and crypto-finance. In its activities, the platform is aimed more at average investors who see neobanks as a tool for profit and financial management. Using the DAO model, investors can trade project tokens, thereby forming a liquidity pool, the funds of which are then distributed among start-up projects in the field of crossfay, and the investors themselves profit from the activities of these companies.

At the same time, the neobank makes it possible to carry out international transfers using IBAN accounts, as well as to send transactions in cryptocurrency. Currently, Grow Bank supports 64 fiat currencies and over 20 popular cryptocurrencies.

Revolution is one of the world’s leading inter-financial banks, its services are currently used by more than 12 million people worldwide. The developers have tried to combine crypto-finance and traditional banking products on a single platform, taking into account the needs of both business and ordinary users.

For the personal needs of users, Revolut offers debit cards, crypto wallets with a high degree of protection, money transfers in fiat currencies and cryptomonets, management of group accounts, registration of tourist insurance and even more.

For corporate clients, Revolut provides services such as opening and managing multi-currency accounts, cross-border payments and transfers, cost control and much more.

MinePlex is an innovative cross-fi project that combines the stability and liquidity of traditional financial instruments with the security and transparency of blockchain technology. The creators of the platform have fully taken into account the needs of the users and offer a wide range of products, both for payments and for investment and profitability. Today, you can pay with a MinePlex crypto bank card at gas stations, stores, and restaurants, pay for the purchase of airline and hotel tickets, state fees, and apps. A special feature allows you to exchange cryptocurrencies for fiat currencies with one click and vice versa, as well as to make transfers in fiat currencies through Visa or MasterCard payment systems or in cryptocurrencies.

Wirex is a platform that allows you to manage fiat and cryptocurrency accounts simultaneously. The platform is more focused on working with private clients than with businesses and offers a wide range of services for personal use. For example, users can open currency accounts and crypto wallets in one place, make cross-border payments and transfers, both in crypto and fiat currencies, trade cryptocurrencies, as well as issue a credit card. debit supporting 21 fiat currencies and the most popular cryptocurrencies. and instantly converts funds into funds needed at the point of payment.

A simple and intuitive interface helps even the most inexperienced users to open an account or create a crypto wallet with a few clicks.

Switch-this crossfile platform is recognized as the easiest to use, because it offers a minimum of functions with the most intuitive interface. The banking platform allows customers to trade, buy and sell bitcoin, open bank accounts with minimum deposit, as well as manage all funds with one click. In addition, the developers of Change offer investment programs designed primarily for holders of cryptomonets, and also allow you to invest in Estonian startups and make their business profitable. The minimum investment amount is set at 10 euros.

Today, more than 70,000 people in 30 countries around the world use Change.


Neo-banks supporting cryptocurrency are already an integral part of the global financial system. The popularity of crossfire solutions is mainly due to the gradual adoption and spread of cryptocurrencies among users. Neo-banks will become a bridge between traditional finance and crypto-finance, opening up new opportunities for investing, earning, paying and managing funds in general.

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